/* ==========================================================
   AQ Capital – Landing page
   Palette : marine profond + bleu électrique + or (CTA)
   ========================================================== */
:root {
  --navy-900: #050822;
  --navy-800: #070B2A;
  --navy-700: #0B1240;
  --navy-600: #131C5E;
  --blue: #2D5BFF;
  --blue-600: #1F44D6;
  --blue-100: #DCE5FF;
  --gold: #FFB800;
  --gold-600: #E5A400;
  --ice: #F2F5FF;          /* fond clair teinté bleu */
  --ink: #0B1240;
  --ink-soft: #3E4A8A;     /* texte secondaire bleuté */
  --white: #FFFFFF;
  --danger: #D6193A;
  --ok: #0FA37A;
  --radius: 20px;
  --shadow: 0 20px 50px -20px rgba(11, 18, 64, .35);
  --font: "Segoe UI Variable Display", "Segoe UI", -apple-system, BlinkMacSystemFont, "Helvetica Neue", Arial, system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; -webkit-text-size-adjust: 100%; }
body {
  margin: 0; font-family: var(--font); color: var(--ink); background: var(--white);
  line-height: 1.6; font-size: 17px; -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; display: block; }
a { color: var(--blue-600); }
h1, h2, h3 { line-height: 1.08; margin: 0; letter-spacing: -.02em; font-weight: 800; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
button { font: inherit; cursor: pointer; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; border-radius: 6px; }

.container { width: min(1200px, 100% - 40px); margin-inline: auto; }
.container.narrow { width: min(820px, 100% - 40px); }
.skip-link { position: absolute; left: -999px; top: 8px; background: var(--gold); color: var(--navy-800); padding: 10px 16px; border-radius: 8px; z-index: 200; font-weight: 700; }
.skip-link:focus { left: 8px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 14px 26px; border-radius: 999px; border: 2px solid transparent;
  font-weight: 800; text-decoration: none; letter-spacing: -.01em;
  transition: transform .2s, box-shadow .2s, background .2s, color .2s;
}
.btn svg { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 2.500; stroke-linecap: round; stroke-linejoin: round; transition: transform .2s; }
.btn:hover svg { transform: translateX(4px); }
.btn-gold { background: var(--gold); color: var(--navy-800); box-shadow: 0 10px 26px -10px rgba(255, 184, 0, .8); }
.btn-gold:hover { background: #FFC933; transform: translateY(-2px); }
.btn-outline { border-color: currentColor; background: transparent; color: inherit; }
.btn-outline:hover { background: rgba(255, 255, 255, .12); }
.btn-sm { padding: 10px 20px; font-size: .95rem; }
.btn-lg { padding: 18px 36px; font-size: 1.15rem; }
.btn-block { width: 100%; padding-block: 16px; font-size: 1.05rem; }
.btn[disabled] { opacity: .7; cursor: progress; transform: none; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(7, 11, 42, .88); backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(255, 255, 255, .08);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.logo { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--white); font-weight: 800; font-size: 1.3rem; letter-spacing: -.03em; }
.logo b { color: var(--gold); font-weight: 800; }
.logo-mark { width: 36px; height: 36px; }
.nav-links { display: flex; align-items: center; gap: 28px; }
.nav-links a:not(.btn) { color: #DCE5FF; text-decoration: none; font-weight: 600; font-size: .98rem; position: relative; }
.nav-links a:not(.btn)::after { content: ""; position: absolute; left: 0; bottom: -6px; height: 2px; width: 0; background: var(--gold); transition: width .25s; }
.nav-links a:not(.btn):hover::after { width: 100%; }
.nav-toggle { display: none; background: none; border: 0; width: 44px; height: 44px; padding: 10px; }
.nav-toggle span { display: block; height: 3px; background: var(--white); border-radius: 3px; margin: 5px 0; transition: transform .25s, opacity .25s; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

/* ---------- Hero ---------- */
.hero { position: relative; overflow: hidden; background: var(--navy-800); color: var(--white); padding: 72px 0 96px; isolation: isolate; }
.hero-bg { position: absolute; inset: 0; z-index: -1; overflow: hidden; }
.orb { position: absolute; border-radius: 50%; filter: blur(80px); opacity: .55; will-change: transform; }
.orb-1 { width: 520px; height: 520px; background: var(--blue); top: -160px; left: -120px; animation: float1 16s ease-in-out infinite; }
.orb-2 { width: 460px; height: 460px; background: #6A2BFF; right: -140px; top: 20%; opacity: .4; animation: float2 20s ease-in-out infinite; }
.orb-3 { width: 320px; height: 320px; background: var(--gold); bottom: -160px; left: 35%; opacity: .22; animation: float1 22s ease-in-out infinite reverse; }
.grid-lines {
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px);
  background-size: 56px 56px;
  -webkit-mask-image: radial-gradient(ellipse at 30% 30%, #000 20%, transparent 75%);
          mask-image: radial-gradient(ellipse at 30% 30%, #000 20%, transparent 75%);
}
@keyframes float1 { 0%,100% { transform: translate(0,0) scale(1); } 50% { transform: translate(60px, 40px) scale(1.12); } }
@keyframes float2 { 0%,100% { transform: translate(0,0) scale(1); } 50% { transform: translate(-70px, 50px) scale(.92); } }

.hero-grid { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(360px, 460px); gap: 56px; align-items: start; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; padding: 8px 16px; border-radius: 999px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.16); font-size: .9rem; font-weight: 600; color: var(--blue-100); }
.pulse { width: 9px; height: 9px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 0 rgba(255,184,0,.7); animation: pulse 2s infinite; }
@keyframes pulse { 70% { box-shadow: 0 0 0 10px rgba(255,184,0,0); } 100% { box-shadow: 0 0 0 0 rgba(255,184,0,0); } }
.hero h1 { font-size: clamp(2.7rem, 6.2vw, 5rem); margin: 26px 0 22px; letter-spacing: -.035em; }
.hl { background: linear-gradient(95deg, #6F92FF, var(--gold)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hl-blue { color: var(--blue); }
.lead { font-size: clamp(1.1rem, 1.6vw, 1.32rem); color: #D3DCFF; max-width: 40ch; }
.hero-points { margin-top: 30px; display: grid; gap: 12px; }
.hero-points li { display: flex; align-items: center; gap: 12px; font-weight: 600; }
.hero-points svg { width: 26px; height: 26px; padding: 5px; border-radius: 50%; background: var(--gold); fill: none; stroke: var(--navy-800); stroke-width: 3.500; stroke-linecap: round; stroke-linejoin: round; flex: none; }

.growth { margin-top: 44px; max-width: 460px; position: relative; }
.growth svg { width: 100%; height: 120px; overflow: visible; }
.g-line { stroke-dasharray: 700; stroke-dashoffset: 700; animation: draw 2.600s .4s ease-out forwards; }
.g-fill { opacity: 0; animation: fadeIn 1.500s 1.600s forwards; }
.g-dot { opacity: 0; animation: fadeIn .6s 2.800s forwards, pulseDot 2s 3.400s infinite; transform-origin: 420px 8px; }
.growth-label { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
@keyframes draw { to { stroke-dashoffset: 0; } }
@keyframes fadeIn { to { opacity: 1; } }
@keyframes pulseDot { 50% { transform: scale(1.5); } }

/* ---------- Form ---------- */
.form-card {
  position: sticky; top: 96px; background: var(--white); color: var(--ink);
  border-radius: 28px; padding: 30px; box-shadow: 0 40px 80px -30px rgba(0,0,0,.6), 0 0 0 1px rgba(255,255,255,.1);
}
.form-card::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 6px; border-radius: 28px 28px 0 0; background: linear-gradient(90deg, var(--blue), var(--gold)); }
.form-head h2 { font-size: 1.65rem; }
.form-head p { margin: 8px 0 20px; color: var(--ink-soft); font-size: .98rem; }
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.field { margin-bottom: 14px; display: flex; flex-direction: column; }
.field label { font-weight: 700; font-size: .88rem; margin-bottom: 6px; }
.field input:not([type="checkbox"]), .field select {
  width: 100%; padding: 13px 14px; font: inherit; font-size: 1rem; color: var(--ink);
  border: 2px solid #C9D4FF; border-radius: 12px; background: #F8FAFF; transition: border-color .2s, box-shadow .2s, background .2s;
  appearance: none;
}
.field select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%232D5BFF' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; background-size: 18px; padding-right: 40px; }
.field input::placeholder { color: #8A96CF; }
.field input:focus, .field select:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 4px rgba(45, 91, 255, .18); background: var(--white); }
.field.invalid input:not([type="checkbox"]), .field.invalid select { border-color: var(--danger); background: #FFF6F8; }
.err { color: var(--danger); font-size: .82rem; font-weight: 600; min-height: 0; margin-top: 4px; }
.err:empty { display: none; }
.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

.check { display: grid; grid-template-columns: 24px 1fr; gap: 12px; align-items: start; font-size: .84rem; font-weight: 500 !important; color: var(--ink-soft); cursor: pointer; margin: 0 !important; }
.check input { position: absolute; opacity: 0; width: 24px; height: 24px; margin: 0; cursor: pointer; }
.check .box { width: 24px; height: 24px; border-radius: 7px; border: 2px solid #9DB0FF; background: var(--white); display: grid; place-items: center; transition: .2s; }
.check .box::after { content: ""; width: 11px; height: 6px; border-left: 3px solid var(--navy-800); border-bottom: 3px solid var(--navy-800); transform: rotate(-45deg) scale(0); margin-top: -3px; transition: transform .15s; }
.check input:checked + .box { background: var(--gold); border-color: var(--gold); }
.check input:checked + .box::after { transform: rotate(-45deg) scale(1); }
.check input:focus-visible + .box { outline: 3px solid var(--blue); outline-offset: 2px; }
.field.invalid .check .box { border-color: var(--danger); }
.consent { margin-bottom: 18px; position: relative; }
.form-note { margin-top: 14px; font-size: .78rem; color: var(--ink-soft); line-height: 1.5; }

/* ---------- Sections ---------- */
.section { padding: 110px 0; }
.section-tint { background: var(--ice); }
.section-dark { background: linear-gradient(160deg, var(--navy-800), var(--navy-600)); color: var(--white); position: relative; overflow: hidden; }
.section-head { max-width: 720px; margin: 0 auto 56px; text-align: center; }
.section-head h2 { font-size: clamp(2rem, 4.4vw, 3.3rem); margin-bottom: 16px; }
.section-head p { color: var(--ink-soft); font-size: 1.12rem; }
.section-head.light p { color: #C9D4FF; }
.kicker { display: inline-block; font-weight: 800; text-transform: uppercase; letter-spacing: .14em; font-size: .8rem; color: var(--blue); margin-bottom: 14px !important; }
.kicker-gold { color: var(--gold) !important; }

/* Features */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.feature { padding: 36px 32px; border-radius: var(--radius); background: var(--white); border: 2px solid #E1E8FF; transition: transform .3s, border-color .3s, box-shadow .3s; }
.feature:hover { transform: translateY(-8px); border-color: var(--blue); box-shadow: var(--shadow); }
.feature h3 { font-size: 1.6rem; margin: 22px 0 10px; }
.feature p { color: var(--ink-soft); }
.icon-wrap { width: 72px; height: 72px; border-radius: 20px; background: linear-gradient(135deg, var(--blue), #6A2BFF); display: grid; place-items: center; box-shadow: 0 14px 28px -12px rgba(45,91,255,.7); }
.icon-wrap svg { width: 42px; height: 42px; }
.ic-fill { fill: var(--gold); }
.ic-stroke { fill: none; stroke: currentColor; stroke-width: 3.500; stroke-linecap: round; stroke-linejoin: round; }
.icon-wrap .ic-stroke { stroke: var(--white); }

/* Services */
.services { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; align-items: start; }
.svc { background: var(--white); border-radius: var(--radius); border: 2px solid transparent; box-shadow: 0 6px 24px -14px rgba(11,18,64,.3); transition: border-color .25s, box-shadow .25s, transform .25s; }
.svc:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.svc:has(.svc-btn[aria-expanded="true"]) { border-color: var(--blue); box-shadow: var(--shadow); }
.svc-btn { position: relative; width: 100%; text-align: left; background: none; border: 0; padding: 28px 70px 28px 28px; color: var(--ink); display: grid; gap: 6px; border-radius: var(--radius); }
.svc-ico { width: 56px; height: 56px; border-radius: 16px; background: var(--navy-700); display: grid; place-items: center; margin-bottom: 10px; color: var(--white); transition: background .3s; }
.svc-ico svg { width: 32px; height: 32px; }
.svc-btn[aria-expanded="true"] .svc-ico { background: var(--blue); }
.svc-title { font-size: 1.28rem; font-weight: 800; letter-spacing: -.02em; line-height: 1.2; }
.svc-sub { color: var(--ink-soft); font-size: .98rem; }
.plus { position: absolute; right: 22px; top: 28px; width: 36px; height: 36px; border-radius: 50%; background: var(--gold); transition: transform .3s; flex: none; }
.plus::before, .plus::after { content: ""; position: absolute; left: 50%; top: 50%; width: 14px; height: 3px; background: var(--navy-800); border-radius: 2px; transform: translate(-50%, -50%); transition: transform .3s; }
.plus::after { transform: translate(-50%, -50%) rotate(90deg); }
[aria-expanded="true"] > .plus::after { transform: translate(-50%, -50%) rotate(0); }
[aria-expanded="true"] > .plus { transform: rotate(180deg); }

.svc-panel, .faq-panel { display: grid; grid-template-rows: 0fr; visibility: hidden; transition: grid-template-rows .35s ease, visibility .35s; }
.svc-panel > div, .faq-panel > div { overflow: hidden; }
.svc-panel.open, .faq-panel.open { grid-template-rows: 1fr; visibility: visible; }
.svc-inner { padding: 0 28px 28px; border-top: 2px dashed #C9D4FF; margin: 0 28px; padding: 20px 0 28px; }
.svc-inner li { position: relative; padding-left: 26px; margin-bottom: 8px; }
.svc-inner li::before { content: ""; position: absolute; left: 0; top: .6em; width: 12px; height: 12px; border-radius: 4px; background: var(--blue); transform: rotate(45deg) scale(.7); }
.ideal { margin-top: 14px; padding: 12px 14px; border-radius: 12px; background: #FFF4D1; font-size: .93rem; }

/* Stats */
.section-dark::before { content: ""; position: absolute; width: 600px; height: 600px; right: -200px; top: -200px; border-radius: 50%; background: var(--blue); filter: blur(120px); opacity: .35; }
.section-dark .container { position: relative; }
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.stat { padding: 30px 26px; border-radius: var(--radius); background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14); backdrop-filter: blur(6px); transition: transform .3s, background .3s, border-color .3s; }
.stat:hover { transform: translateY(-8px); background: rgba(255,255,255,.1); border-color: var(--gold); }
.tag { display: inline-block; font-size: .74rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; padding: 5px 10px; border-radius: 999px; background: rgba(255,184,0,.16); color: var(--gold); }
.num { font-size: clamp(2.6rem, 4.4vw, 3.6rem); font-weight: 900; letter-spacing: -.04em; line-height: 1; margin: 20px 0 10px; background: linear-gradient(95deg, var(--white), #A9BEFF); -webkit-background-clip: text; background-clip: text; color: transparent; white-space: nowrap; font-variant-numeric: tabular-nums; }
.stat h3 { font-size: 1.15rem; margin-bottom: 10px; color: var(--gold); }
.stat p:not(.num) { color: #C9D4FF; font-size: .95rem; }
.disclaimer { margin: 34px auto 0; max-width: 780px; text-align: center; font-size: .85rem; color: var(--ink-soft); }
.disclaimer.light { color: #B4C2FF; }

/* Quotes */
.quotes { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.quote { margin: 0; padding: 28px; border-radius: var(--radius); background: var(--ice); display: flex; flex-direction: column; justify-content: space-between; gap: 26px; position: relative; transition: transform .3s, box-shadow .3s; }
.quote:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.quote::before { content: "“"; font-size: 5rem; line-height: .6; font-weight: 900; color: var(--blue); display: block; height: 30px; }
.quote blockquote { margin: 0; font-size: 1.12rem; font-weight: 700; line-height: 1.4; letter-spacing: -.01em; }
.quote figcaption { display: flex; align-items: center; gap: 14px; }
.quote figcaption b { display: block; }
.quote figcaption small { display: block; color: var(--ink-soft); font-size: .85rem; line-height: 1.3; }
.avatar { width: 58px; height: 58px; border-radius: 50%; background: var(--bg); overflow: hidden; flex: none; border: 3px solid var(--white); box-shadow: 0 4px 12px -4px rgba(11,18,64,.4); }
.avatar svg { width: 100%; height: 100%; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 22px; position: relative; counter-reset: s; }
.steps::before { content: ""; position: absolute; top: 34px; left: 5%; right: 5%; height: 4px; border-radius: 4px; background: repeating-linear-gradient(90deg, var(--blue) 0 14px, transparent 14px 26px); opacity: .5; }
.step { position: relative; text-align: center; padding: 0 6px; }
.step-n { position: relative; display: grid; place-items: center; width: 68px; height: 68px; margin: 0 auto 22px; border-radius: 50%; background: var(--navy-700); color: var(--gold); font-weight: 900; font-size: 1.4rem; box-shadow: 0 0 0 8px var(--ice); transition: background .3s, color .3s, transform .3s; }
.step:hover .step-n { background: var(--gold); color: var(--navy-800); transform: scale(1.1) rotate(-6deg); }
.step h3 { font-size: 1.3rem; margin-bottom: 8px; }
.step p { color: var(--ink-soft); font-size: .96rem; }

/* FAQ */
.faq { display: grid; gap: 14px; }
.faq-item { border: 2px solid #E1E8FF; border-radius: 18px; background: var(--white); transition: border-color .25s, box-shadow .25s; }
.faq-item:has(.faq-btn[aria-expanded="true"]) { border-color: var(--blue); box-shadow: var(--shadow); }
.faq-item h3 { font-size: inherit; letter-spacing: 0; }
.faq-btn { position: relative; width: 100%; text-align: left; background: none; border: 0; padding: 22px 76px 22px 26px; font-weight: 800; font-size: 1.12rem; color: var(--ink); letter-spacing: -.01em; border-radius: 18px; }
.faq-btn .plus { top: 50%; margin-top: -18px; }
.faq-panel p { padding: 0 26px 24px; color: var(--ink-soft); }

/* Final CTA */
.final-cta { position: relative; overflow: hidden; isolation: isolate; text-align: center; background: var(--navy-800); color: var(--white); padding: 120px 0; }
.final-cta h2 { font-size: clamp(2.2rem, 5vw, 3.8rem); max-width: 18ch; margin: 0 auto 20px; letter-spacing: -.035em; }
.final-cta p { color: #D3DCFF; font-size: 1.2rem; max-width: 44ch; margin: 0 auto 34px; }
.final-cta .alt { margin: 26px auto 0; font-size: 1rem; }
.final-cta a:not(.btn) { color: var(--gold); font-weight: 700; }
.final-cta .btn-lg { animation: glow 2.800s ease-in-out infinite; }
@keyframes glow { 50% { box-shadow: 0 0 0 12px rgba(255,184,0,0), 0 14px 36px -8px rgba(255,184,0,.9); } }

/* Footer */
.site-footer { background: var(--navy-900); color: #C4CFFF; padding: 72px 0 32px; font-size: .96rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.3fr; gap: 40px; padding-bottom: 44px; border-bottom: 1px solid rgba(255,255,255,.12); }
.f-col h3 { color: var(--white); font-size: 1rem; letter-spacing: 0; margin-bottom: 16px; }
.f-col li { margin-bottom: 10px; }
.f-col a { color: #C4CFFF; text-decoration: none; }
.f-col a:hover { color: var(--gold); text-decoration: underline; }
.f-brand p { margin: 16px 0 20px; max-width: 34ch; }
address { font-style: normal; line-height: 1.7; }
address strong { color: var(--white); }
.ids { margin-top: 14px; font-size: .88rem; color: #9FB0F5; }
.footer-bottom { padding-top: 26px; display: grid; gap: 12px; font-size: .84rem; color: #9FB0F5; }
.footer-bottom .fine { max-width: 980px; line-height: 1.55; }

/* Floating CTA */
.float-cta { position: fixed; right: 18px; bottom: 18px; z-index: 90; background: var(--gold); color: var(--navy-800); font-weight: 800; text-decoration: none; padding: 14px 24px; border-radius: 999px; box-shadow: 0 14px 30px -8px rgba(0,0,0,.5); transform: translateY(120px); opacity: 0; pointer-events: none; transition: transform .35s, opacity .35s; }
.float-cta.show { transform: none; opacity: 1; pointer-events: auto; }

/* Modal */
.modal { position: fixed; inset: 0; z-index: 300; display: grid; place-items: center; padding: 20px; }
.modal[hidden] { display: none; }
.modal-backdrop { position: absolute; inset: 0; background: rgba(5, 8, 34, .78); backdrop-filter: blur(6px); animation: fadeIn .25s forwards; opacity: 0; }
.modal-box { position: relative; background: var(--white); color: var(--ink); border-radius: 28px; padding: 44px 36px 36px; max-width: 460px; width: 100%; text-align: center; box-shadow: 0 40px 90px -20px rgba(0,0,0,.7); animation: pop .4s cubic-bezier(.2,1.2,.4,1); }
.modal-box:focus { outline: none; }
.modal-box h2 { font-size: 1.9rem; margin: 18px 0 12px; }
.modal-box p { color: var(--ink-soft); margin-bottom: 26px; }
@keyframes pop { from { transform: scale(.85) translateY(20px); opacity: 0; } to { transform: none; opacity: 1; } }
.check-anim { width: 84px; height: 84px; margin: 0 auto; }
.check-anim svg { width: 100%; height: 100%; fill: none; stroke-width: 4; stroke-linecap: round; stroke-linejoin: round; }
.check-anim circle { stroke: var(--gold); fill: #FFF4D1; stroke-dasharray: 160; stroke-dashoffset: 160; animation: draw2 .6s .1s forwards; }
.check-anim path { stroke: var(--navy-800); stroke-dasharray: 48; stroke-dashoffset: 48; animation: draw2 .4s .6s forwards; }
@keyframes draw2 { to { stroke-dashoffset: 0; } }

/* Cookie banner */
.cookie { position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 250; max-width: 880px; margin: 0 auto; background: var(--navy-700); color: var(--white); border: 1px solid rgba(255,255,255,.18); border-radius: 18px; padding: 18px 22px; display: flex; gap: 20px; align-items: center; justify-content: space-between; box-shadow: 0 24px 60px -16px rgba(0,0,0,.7); font-size: .92rem; }
.cookie[hidden] { display: none; }
.cookie a { color: var(--gold); }
.cookie-actions { display: flex; gap: 10px; flex: none; }

/* Reveal */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .7s ease, transform .7s ease; }
.reveal.in { opacity: 1; transform: none; }
.grid-3 .reveal:nth-child(2), .stats .reveal:nth-child(2), .quotes .reveal:nth-child(2), .services .reveal:nth-child(2), .steps .reveal:nth-child(2) { transition-delay: .1s; }
.grid-3 .reveal:nth-child(3), .stats .reveal:nth-child(3), .quotes .reveal:nth-child(3), .services .reveal:nth-child(3), .steps .reveal:nth-child(3) { transition-delay: .2s; }
.stats .reveal:nth-child(4), .quotes .reveal:nth-child(4), .steps .reveal:nth-child(4) { transition-delay: .3s; }
.steps .reveal:nth-child(5) { transition-delay: .4s; }

/* ---------- Legal pages ---------- */
.legal-hero { background: var(--navy-800); color: var(--white); padding: 70px 0 60px; }
.legal-hero h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
.legal-hero p { color: #C4CFFF; margin-top: 12px; }
.legal { padding: 60px 0 100px; }
.legal h2 { font-size: 1.5rem; margin: 40px 0 12px; }
.legal p, .legal li { color: var(--ink-soft); margin-bottom: 12px; }
.legal ul { list-style: disc; padding-left: 22px; }
.legal strong { color: var(--ink); }

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .stats, .quotes { grid-template-columns: repeat(2, 1fr); }
  .services { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; max-width: 520px; margin-inline: auto; gap: 30px; }
  .steps::before { top: 0; bottom: 0; left: 34px; right: auto; width: 4px; height: auto; background: repeating-linear-gradient(180deg, var(--blue) 0 14px, transparent 14px 26px); }
  .step { text-align: left; padding-left: 96px; }
  .step-n { position: absolute; left: 0; top: 0; margin: 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 900px) {
  .hero { padding: 48px 0 64px; }
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .form-card { position: relative; top: 0; }
  .growth { display: none; }
  .grid-3 { grid-template-columns: 1fr; }
  .section { padding: 80px 0; }
  .nav-toggle { display: block; }
  .nav-links { position: absolute; top: 72px; left: 0; right: 0; flex-direction: column; align-items: stretch; gap: 0; padding: 12px 20px 24px; background: var(--navy-800); border-bottom: 1px solid rgba(255,255,255,.1); transform: translateY(-12px); opacity: 0; visibility: hidden; transition: .25s; }
  .nav-links.open { transform: none; opacity: 1; visibility: visible; }
  .nav-links a:not(.btn) { padding: 14px 4px; border-bottom: 1px solid rgba(255,255,255,.08); }
  .nav-links a::after { display: none; }
  .nav-cta { margin-top: 16px; }
}
@media (max-width: 620px) {
  body { font-size: 16px; }
  .row { grid-template-columns: 1fr; gap: 0; }
  .form-card { padding: 24px 20px; border-radius: 22px; }
  .stats, .quotes, .services { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .cookie { flex-direction: column; align-items: stretch; }
  .cookie-actions .btn { flex: 1; }
  .float-cta { left: 16px; right: 16px; text-align: center; bottom: 16px; }
  body.cookie-open .float-cta { display: none; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
  .g-line { stroke-dashoffset: 0; }
  .g-fill, .g-dot { opacity: 1; }
}